Umbrella Insurance in Indiana

Life is full of unexpected situations, and while standard insurance policies cover a lot, they often have limits. Umbrella insurance provides an extra layer of protection, giving you security when liability claims exceed your primary policy limits. At All American Insurance Group, we offer umbrella insurance to individuals and businesses in Greenwood, Indiana, helping you safeguard your assets and finances.

What Is Umbrella Insurance?

Umbrella insurance is supplemental liability coverage that goes beyond the limits of your existing policies, such as auto, home, or renters insurance. It provides additional protection for situations where your primary insurance isn't enough to cover a claim. Umbrella insurance is designed to protect your assets and future in case of major incidents or lawsuits.

What Does Umbrella Insurance Cover?

Umbrella insurance typically includes:

• Excess Liability Coverage: Provides payment for claims that exceed the coverage limits of your primary policies.
• Legal Defense Costs: Covers attorney fees, court costs, and other legal expenses tied to liability claims.
• Bodily Injury Liability: Assists with costs if you're legally responsible for injuries to another person.
• Property Damage Liability: Covers the cost of damages to someone else's property when your primary policy limits fall short.
• Personal Liability: Protects against claims like libel, slander, or defamation.

Why Do You Need Umbrella Insurance?

Without umbrella insurance, you could face significant financial hardship if a liability claim exceeds your policy limits. For example, a major car accident or lawsuit could result in damages that surpass your auto or home insurance coverage. Umbrella insurance ensures that you're covered in these situations, protecting your savings and future income from costly lawsuits.

Common Questions About Umbrella Insurance

• Can umbrella insurance be added to any policy? Yes, umbrella insurance can be added to existing liability policies like auto, home, or renters insurance for extra protection.
• Do I need to meet certain criteria to purchase umbrella insurance? Most insurers require you to have underlying policies with specific liability limits before adding umbrella coverage.
• How can I request a quote for umbrella insurance? Quotes are handled by our team directly. Visit our Contact Us page to get started.

Protect Everything You've Worked For

Strengthen your financial security with umbrella insurance from All American Insurance Group. Based in Greenwood, IN, we're here to help you safeguard your assets and peace of mind. Visit our Contact Us page to learn more or request a personalized quote today.